:root{--navy:#0B122B;--gold:#C99A2E;--border:#EBE8F2;--ink:#111827;--muted:#6b7280;}
body{font-family:Arial,Helvetica,sans-serif;background:linear-gradient(180deg,#fff 0%,#f8f7fb 100%);color:var(--ink);margin:0}
.navbar{background:linear-gradient(135deg,var(--navy) 0%,#171f45 100%);color:#fff;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;gap:20px}
.brand{display:flex;align-items:center;gap:14px}.brand img{width:52px;height:52px;object-fit:contain;border-radius:10px}.brand-title{font-size:1.45rem;font-weight:800}.brand-sub{color:#ebeaf5;font-size:.92rem}.nav-links a{color:white;text-decoration:none;margin-left:16px;font-weight:700}
.container{width:min(1220px,92%);margin:24px auto 40px auto}.hero{background:linear-gradient(135deg,#0B122B,#1f2a55);border-radius:22px;color:white;padding:28px 30px;margin-bottom:18px;display:flex;justify-content:space-between;gap:20px;align-items:center;box-shadow:0 12px 28px rgba(11,18,43,.14)}.hero h1{color:white;margin:2px 0 8px}.hero p{max-width:760px;color:#eef2ff}.eyebrow{color:var(--gold);font-weight:900;letter-spacing:.12em;text-transform:uppercase;font-size:.82rem}
.card{background:white;border:1px solid var(--border);border-radius:16px;padding:20px;box-shadow:0 8px 22px rgba(11,18,43,0.05);margin-bottom:18px}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.metric{text-align:center}.metric .label{color:#666;font-size:.9rem}.metric .value{font-size:1.6rem;font-weight:800;color:var(--navy);margin-top:6px}h1,h2,h3{color:var(--navy)}label{display:block;font-weight:700;margin-bottom:6px;color:var(--navy)}input,select,textarea{width:100%;padding:12px;border:1px solid #d9dceb;border-radius:10px;margin-bottom:14px;font-size:1rem;box-sizing:border-box}button,.btn{background:linear-gradient(135deg,var(--gold),#e6c166);color:#111;border:none;border-radius:999px;padding:12px 18px;text-decoration:none;font-weight:800;cursor:pointer;display:inline-block}.btn-secondary{background:white;border:1px solid var(--border);color:var(--navy)}.flash{padding:12px 14px;border-radius:10px;margin-bottom:15px}.flash-success{background:#ecfdf3;color:#166534}.flash-danger{background:#fef2f2;color:#991b1b}.flash-warning{background:#fffbeb;color:#92400e}.flash-info{background:#eff6ff;color:#1d4ed8}.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse}th,td{padding:10px;border-bottom:1px solid #ece8f4;text-align:left}th{background:var(--navy);color:#fff}.question-box{border:1px solid var(--border);border-radius:14px;padding:14px;margin-bottom:12px;background:#fff}.radio-row label{display:inline-block;font-weight:400;margin-right:16px}.small-note{color:#666;font-size:.92rem}.pill{background:#eef2ff;color:#1e3a8a;border-radius:999px;padding:5px 10px;font-weight:700;font-size:.82rem}.progress{height:14px;border-radius:999px;background:#eef2ff;overflow:hidden;margin:12px 0}.progress span{display:block;height:100%;background:linear-gradient(90deg,var(--gold),#16a34a)}.journey{font-weight:800;color:var(--navy);line-height:1.8}
@media (max-width:900px){.grid,.grid-4{grid-template-columns:1fr}.navbar,.hero{flex-direction:column;align-items:flex-start}}

.lifecycle-card { border-left: 4px solid #C99A2E; }
.span-2 { grid-column: span 2; }
@media (max-width: 800px) { .span-2 { grid-column: span 1; } }
.form-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;align-items:end}.form-grid label{margin-bottom:0}.form-grid .full{grid-column:1/-1}.form-grid textarea{min-height:90px}.value-good{color:#166534}.value-warn{color:#92400e}.value-risk{color:#991b1b}
@media (max-width:900px){.form-grid{grid-template-columns:1fr}}

.forecast-card{border-top:4px solid var(--gold);background:linear-gradient(180deg,#fff 0%,#fffbf1 100%)}
.forecast-summary{border-left:5px solid var(--gold)}
.forecast-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin:14px 0}.forecast-grid div{background:#f7f5fb;border:1px solid var(--border);border-radius:12px;padding:14px;color:var(--navy)}
@media (max-width:900px){.forecast-grid{grid-template-columns:1fr}}

.health-card{border-top:4px solid #16a34a;background:linear-gradient(180deg,#fff 0%,#f0fdf4 100%)}
.health-warn{border-top:4px solid #f59e0b;background:linear-gradient(180deg,#fff 0%,#fffbeb 100%)}
.health-risk{border-top:4px solid #dc2626;background:linear-gradient(180deg,#fff 0%,#fef2f2 100%)}
.health-healthy,.health-stable{background:#dcfce7;color:#166534}.health-watchlist{background:#fef3c7;color:#92400e}.health-at-risk{background:#fee2e2;color:#991b1b}

.renewal-risk{border-top:4px solid #0B122B;background:linear-gradient(180deg,#fff 0%,#f8f7fb 100%)}
.renewal-warn{border-top:4px solid #f59e0b;background:linear-gradient(180deg,#fff 0%,#fffbeb 100%)}
.renewal-critical{border-top:4px solid #dc2626;background:linear-gradient(180deg,#fff 0%,#fef2f2 100%)}
.renewal-low{background:#dcfce7;color:#166534}.renewal-moderate{background:#fef3c7;color:#92400e}.renewal-high{background:#fee2e2;color:#991b1b}.renewal-critical{color:#7f1d1d}
.trend-card{border-top:4px solid #2563eb;background:linear-gradient(180deg,#fff 0%,#eff6ff 100%)}

.automation-card{border-top:4px solid #7c3aed;background:linear-gradient(180deg,#fff 0%,#f5f3ff 100%)}